Threads by latest replies - Page 7
Anonymous
What are everyone's thoughts on what defines a "realistic goal" given the opportunities presented in this day and age? As I've gone through life (though I'm only 25), the idea of "becoming filthy rich" pretty much grows more and more unrealistic/unlikely, and the whole "special snowflake" mentality has become increasingly apparent. Which yeah, is depressing in a way. So I've set myself the goal that before I'm TOO old, I want to have a passive income, of some measure. The idea of financial freedom is more appealing than a lifestyle of high income/high workload. To me, anyway. What are your financial goals? Do you think they are realistic? Do you have a plan?
Anonymous
>>942668 40k is not poverty. Especially if you don't have a mortgage.
Anonymous
>>942683 >40k is not poverty. Especially if you don't have a mortgage. Oh really? Because rents are really cheap these days, and getting cheaper?
Listen cuck: when you rent you're paying the landlord's mortgage, insurance, taxes and repairs ... and building ZERO equity. That's the definition of a bad financial decision. No wonder your're so fucking poor.
Anonymous
>>942702 I think hes saying 40k is decent money if you already own your residence.
Anonymous
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>>942749 >40K >decent money Maybe in eastern europe or rural Idaho.
Anonymous
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>>942218 That's not how gears work m8
Anonymous
What is your job and your income ? What do you like about it ? What is your dream job ?
Anonymous
SV software developer Gross income from job: in the 200's (variable) I'm an old-timer (started literally coding in grade school) so I like the perks my seniority gives me (low hours, better pay, cushier assignments) Dream job is retirement for awhile. That's happening next year.
Anonymous
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>>942782 >job BSc in maths
>income $300k starting
>dream job another BSc in maths for dat dere promotion to $600k and free water from the water cooler
Anonymous
>>942826 >Dream job is retirement for awhile. That's happening next year. grats brother. you made it. anything specific you have in mind you wanna do when you get there? a lot of people from that price class are buying small vinyards these days.
Anonymous
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>>942834 Heh, no, I don't think I'm that well-heeled, just a regular blue-collar dev that saved his pennies and got some luck in his investments.
Probably just goofing off, playing the guitar, maybe golfing lessons, and beer on a Tuesday afternoon
Anonymous
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>>942782 curriculum development specialist, 60k or roughly 30/hr
really hate the damn job and its a far cry from what i wanted to do with my degree (film). on the other hand, the pay is far, far better than i ever anticipated right out of college with this degree, and im educating myself with all the free time i have here (i work maybe 10 of the 40 salaried hours a week).
im actually discovering a lot more here of what i want to do with my life and it probably would have turned out badly if i flew out to cali and worked for peanuts right away (as most of my peers have done).
i really have no interest in working the film industry and ive disillusioned myself. though im probably just justifying myself for effectively selling out.
my dream is to eventually stumble into a six figure job with low stress and 4 day workweeks (ha!) so i can just focus on my hobbies.
Anonymous
How come a person like this can become a successful property developer? Salim Mehajer. What is property developing, how do I get into it, and how do I become a rich douchebag like him?
Anonymous
>>942741 It literally is that easy.
Having money means being able to finance all of your property development needs, like acquiring land, zoning, permits, construction crews, lawyers, advertisements, and hiring realtors to sell your property.
So, in essence, you need money to be a property developer, and you can't just ask for a loan because someone else who has money will just buy your land instead and the bank will allow that, because they have less risk compared to lending you money.
So it is, that easy.
>Have money >Buy property >Build things >become successful Anonymous
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>>942753 Not THAT easy. And this guy looks both retarded AND an absolute nigger.
>>942758 >So, in essence, you need money to be a property developer, and you can't just ask for a loan because someone else who has money will just buy your land instead and the bank will allow that, because they have less risk compared to lending you money. Yeah, and that totally worked out for so many in the real estate crisis, didn't it?
I have 100k$ saved up, what can I do?
Anonymous
>>942735 Fucking cuck. Making money is about having money. Anyone inheriting millions of dollars can keep on making milions. Case in point, every moron on Youtube using lambos and shit to create videos and getting people to give them even more money.
Anyone can buy houses and resell them for more eventually, it's not that hard.
The fiat scam got decided with wars, most people making money are idiots inheriting said money and putting it into use. You don't need to be specially bright. You either need to inherit, or need to be lucky and become viral. Jay Z is a fucking entrepeneur nigger of an example. When you go viral anything you do people will buy because they are sheep.
Just buy Bitcoin before it's too late or get on suicide watch.
Anonymous
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>>942801 Yeah as if it was that easy.
>Just buy Bitcoin before it's too late or get on suicide watch. I already bought it. Why suicide watch?
I have 100k or more to invest actually.
Anonymous
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>>942801 >Anyone can buy houses and resell them for more eventually, it's not that hard. Really? What is crisis then? How come most people went bankrupt doing this? How isn't this bag holding?
Anonymous
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ใชใใๅคง้ ญ้ ใฏใใใผใฌใ ๆฌกๅ
ใใใคๆถใใพใใใ
Anonymous
I'm about to graduate college with a degree in psychology and would like to pursue an m.a. in business administration right after. Am I doing the right decision? Or could I up my business sense in other ways? I'm afraid of graduating without any available careers for me.
Anonymous
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>>942798 >I'm afraid of graduating without any available careers for me. you're a psychologist, why are you asking us to deal with your fears?
Anonymous
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>>942798 You've already made wrong decisions. Cut your losses, take out a massive life insurance plan, have your family kill you, then collect the profits.
Anonymous
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>>942798 >I'm afraid of graduating without any available careers for me. Should have thought about that before you majored in psychology
An MBA is a degree you get AFTER you've been hired at a company and they request you get it
Getting an MBA just because you're graduating without any prospects is the pitfall that lots of grads fall for.
If you plan on just starting your own business, then fuck business administration. If you don't need the piece of paper, then there's no point paying for knowledge you can get free through numerous online resources
Anonymous
Hey /biz/ what are some good ways of preparing for online job assessments? the type you get once your initial application is successful, but they want to filter you some more before any interview is done.
Anonymous
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pls halp i have 2 to complete by tomorrow night. one for Ad InBev
Anonymous
Anonymous
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>>942776 if you're the right guy for the job, you'll get the job. you won't if you ain't. so stop fretting about it.
Anonymous
So I work at a chocolate company and get an employee discount. A local coffee shop I frequent wants to buy chocolate from me directly rather than from the source because they don't want to buy the minimum order of 500lbs at a time (this is a small coffee shop). They offered to give me free coffee as compensation, but should I ask for like a commission fee or something? If so, how much? I'm not really experienced with this kind of stuff. Thanks in advance
Anonymous
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What your proposing to do is unethical. And grounds for termination at any company.
Anonymous
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>>940140 do it
then tell your boss what happened and tell him you declined because of your loyalty
then get a promotion
you have to take risks to ensure your future and your family's future is a bright one
Anonymous
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>>940140 check your employee contract if you have one. odds are there's something against that.
trade for coffee beans, not 'free coffee'. get something you can actually use. how much coffee can one man drink in a day, right?
At Ben & Jerry's factory in Vermont, the employees get 3 pints a day for free. They take them home and stock up, go to a local bar and exchange for beer, or bring them to the bakery for bread, or the butcher for meat.
Anonymous
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>>940140 >Hey would you like to cheat your employer for us? We'll give you free coffee XD Good plan OP
Anonymous
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>>940140 I used to work in a cigarette factory in the 1990s.. Started selling sealed cardboard boxes of cigarettes that I stole from the workplace.
mfw never got caught.
Anonymous
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Is the economy collapsing next year?
Anonymous
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>>942678 Those productivity measures are here to stay. they are financial engineering and those tools have already proven their worth.
A lot of scare tactics have been used since 08 to support worker production (truly only practical for short periods of time) with little pay increases and new hires. Companies will start hurting when 08 startups are now able to hire talent + significant % in pay. This will facilitate increased city development as new areas become hubs of industry and old wither (think NJ right now vs NC, CO, etc).
A down market will not be better for hiring, in fact companies stocks are going to dip 30% on speculation alone. Shareholders will want results in staving off further loss so financial engineering will be more creative and harmful to the average worker.
Anonymous
>>942684 The "denial" phase is the first drop after the market top, when investors supposedly are "in denial" that the party is over. The next rise is the "bull trap" which is supposedly when people still clinging to a bull market mentality get back into the market during a fake rally.
Not that any of this is relevant because the chart is bullshit. None of it is real, and the markets don't work that way. But you're too stupid to even read a fake chart, so why am I bothering explaining it to you?
Anonymous
>>942697 Okay, fine, so the chart is a little bit difficult to interpret. Still, it matches the pattern in the markets that we've been seeing over the last 3-4 months.
Also, it was created by this guy
https://en.wikipedia.org/wiki/Jean-Paul_Rodrigue >inb4 he's not an economist https://en.wikipedia.org/wiki/Economic_geography Anonymous
>>942711 >Okay, fine, so the chart is a little bit difficult to interpret. No it's not. It's just a string of common investing memes in picture form. You'd have to be a moron not to read it correctly, and a bigger moron to believe its anything other than a joke.
>it matches the pattern in the markets that we've been seeing over the last 3-4 months No it doesn't. Not even remotely.
Are you one of those dim-witted people who see patterns everywhere? Animals in the clouds? Zodiac figures? Government conspiracies? Your type isn't welcome on /biz/. Kindly head to /x/ or /r9k/ to be with your kindred.
Anonymous
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>>942724 There is literally nothing wrong with animals in the clouds.
trader
I can't believe that moderator removed my post about forex course, because of stupid arguing with non-competitive persons on this topic. OK,all is FREE. FREE for all 4chan members. But I only under one condition. I will do this only if I get more than 15 participants! If not money ,show me at least that you are heated for this! Join course for free and thank me later.
trader
trader
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and this one (IB).
I covered fields that contains personal info.
BTW on Linkedin you can see where I was working and so on ...
mail is :
[email protected] That's all from me and last post.
Salute
Anonymous
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>>942727 you're a fucking retard. get banned.
Anonymous
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AGAINST THE RULES. GET FUCKED NO ONE WANTS TO LEARN FROM AN ILLITERATE EUROPOOR
Anonymous
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>>942727 >because of stupid arguing I took issues with some of your posts, you made absolutely no sense and the idea that you're going to teach others is ridiculous
at least you're seemingly not trying to charge money for it this time but it is still a flawed proposition - while I don't believe you're necessarily a scammer I do think you're misguided
Anonymous
So I've got a bit of a dilemma and not quite sure what to do. It revolves around the tax free savings account the Canadian gov offers. Right now I have some investments in just a regular account, and of course I get taxed on those. I have shifted my investing strategy into DRIPS for the most part. And in the account I have a a few dead stocks that has basically crashed and burned into huge (relative) losses. Now, currently with I am down about 5% in book value, but I have been receiving regular dividends. I would like to convert my brokerage account into a TFSA, but if I do that for tax purposes it would be like I sold and rebought my shares and therefor I would pain any capital gains tax on earnings. But as of right now my earnings are slim, except for maybe around 1k in dividends. So what should I do ? Should I convert it over to a TFSA now or wait until I have a better year and do it then so my losses will offset the gains ?
Anonymous
Anonymous
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Is this your first TFSA meaning you have roughly 41k contribution room? How much in total are we talking about here? Your best bet most likely is to take the hit on taxes this once in order to avoid it in the future. Assuming you don't have any new money to invest.