>>935227Lying is Wrong and illegal. Using ambiguous terms in your title and aggressive estimation to calculate your income on the other hand are perfectly legal and morally grey.
Your Job is Management
Your Annual Income is not your salary. The years not up so it must be an estimate. Aunt Bettie caught the flu, that inheritance money is as good as gold. Your lawnmower hobby only needs 1 new client a day to make 30k. That's an income estimate.
If you go too far you may void your bankruptcy protection however. So pay your damn bills and don't go crazy.
Read up on credit building strategy in the book
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creditboards.com