Quoted By:
kek
It won't help your score, if you over pay by even $0.01 it doesn't go into your balance so it says "-$0.01", they'll just send you a fucking check for the $0.01, it's a waste of everybody's time.
I think there are secured cards though, that you give $500 too, and they make your credit limit $500, and when you're finished all of it, you can fill it up, so it's kind of like building your credit, but those cards are very noob-tier cards, so since you already have one, I doubt you'll be eligible to get one of those. They're for 'rebuilding' damaged credit and shit.
Why don't you take your extra $500 and invest it in some mutual funds or a GIC? Seems better than giving a company who isn't going to pay you any interest, free money.
Lol, is this bait?
