>>940070>but what about inflationInflation affects everyone the same. $1 million at retirement is going to be worth whatever it's going to be worth, regardless of when you start saving. So for the purposes of this chart, inflation is irrelevant.
Now if you're looking to have $1 million in current-dollar buying power at retirement, then yes, you're going to need to make an inflation adjustment to your savings goals. But that's really a different topic altogether.