>>34727130I am in a nearly identical situation except I don't have a particularly strong urge to upgrade.
What you currently have is much more important than what you could get, and your honor is worth more than the marginally improved life you could have.
Be an example for the kids that you'll raise. There will be a time when you'll have to give your son a talk about self control and honor to maintain a worthy group of friends. Be an example of a person with strong ethics and loyalty instead of hypergamous impulses.