>>888968>I just have cycling shorts and some short sleeve jerseys.1 - think layers - because you might want to take off a jacket during a long sunny climb, but put it back on for a cool shaded descent
2 - how to carry stuff - a thin nylon jacket and arm warmers can be rolled up carried in a jersey pocket, but heavier clothing may need a large saddle bag or backpack(camelbak).
3 - vigorous activity should keep your body core warm - wind chill will accelerate heat loss in the extremities - use full finger gloves and taller/thicker socks - when temps approach freezing a thin wool cap that goes under your helmet and over your ears will help